$1000 Loan | Poor Credit OK
Get a $1000 loan even with poor credit sent direct deposit to your bank account. Get an installment loan offer from one of our direct lenders in just seconds. The application only takes a few minutes and you could be approved for a $1000 loan.
How a $1000 Installment Loan Works
A $1000 installment loan is one of the better options for borrowing money short term. Your payments are setup on a monthly basis. Each payment will pay down the principal owed.
There is also interest applied to each payment. You have a set number of payments. Once you complete the payments, your personal loan is paid off.
Is a Poor Credit $1000 Loan Right for Me?
Once you have all the information in front of you, then you can analyze everything and make an educated decision as to whether or not this type of short term financing is right for you.
If we are able to match you with one of our trusted lenders, then you will receive a loan offer that you can analyze and see all the numbers from the amount of the payments to the interest rate. Take everything into consideration and decide if you want to accept the offer.
Reasons People Use a Poor Credit Loan
- Auto Emergencies
- Avoid Banking Fees
- Medical Expenses
- Unforeseen Bills
- Cover Rent
- Vehicle Insurance
- Holiday Travel
There are endless reasons people need to borrow money on a short term basis. Maybe it's the holiday season and you have to travel across the country or maybe you forgot somebody's birthday and need to get a gift ASAP. Whatever your reason, we may be able to help you get approved for a loan even if you have a bad credit score.
Direct Deposit $1000 Loan
If you agree to a $1000 loan with one of our lenders, they will send the funds direct deposit to your bank account. Money is usually available by the next business day.
You will need to know your banking information, including account number and routing number. Both can be found on one of your personal checks. Have this available when you complete the application.
What About My Bad Credit Score?
A bad credit score is usually a score under 620. These scores and a snap shot of your financial history that is kept by the 3 big credit bureaus. You can still get a $1000 personal loan with bad credit.
Our lenders do not look at your credit history with the 3 main credit reporting companies. So your FICO credit score is not even considered in the loan process. Our lenders are more concerned with your ability to repay the funds and not your past financial troubles.
Requirements for a $1000 Loan
There are a few requirements that must be met before you are considered eligible for a 1000 dollar loan.
- Steady source of income.
- Must be 18 years old.
- Have an active checking account.
- Be a citizen of the United States.
- Have a physical residential address.
We only succeed if we are able to get you a loan offer. You could qualify for a smaller loan or even more than $1000.
Disclaimer: Poorcredit.org is not a lender and does not make any lending decisions. All loan terms are between you and the direct lender that approved your loan.
All loan terms are between you and the lender that may offer you short term credit. We have no access to the interest rate, loan duration, payment amounts, or annual percentage rate (APR). Not all lenders are able to offer you the amount you request. Annual percentage rate may be dictated by the laws of the state where you reside. This may limit your ability to access credit. All lending decisions are made by lenders, not us. Read all terms and conditions provided by the lender prior to accepting a legally binding loan agreement.
Short term credit is not a long term financial solution. It should only be use in an emergency until a less expensive option is available. Void where prohibited.
We receive compensation from lenders for providing your information in an attempt to help you get a funded by one of these lenders. We make no guarantee you will receive the amount you request on your application or that you will receive any loan offer with specific terms. Everything on our website should be considered an advertisement that we may be compensated for.
Most of the lenders in our network do not use a typical credit check, meaning with the 3 main credit bureaus. They may review an personal loan industry specific report such as DataX or Teletrack.
Services on our website are free to use. You will not be charged to submit an application. Installment loans and payday loans should be use only as a temporary solution.
Must be 18 years old to apply and be a full time citizen of the United States.
If you have any complaints about a lender you can contact the Consumer Financial Protection Bureau (CFPB) at:
Mail a complaint
Consumer Financial Protection Bureau
PO Box 2900
Clinton, IA 52733-2900
or call: (855) 411-2372