Securing a Poor Credit Loan in Nevada
Nearly 8 out of 10 Americans live paycheck to paycheck to make ends meet. Unfortunately, many of them don't have the cash reserves on hand to meet an unforeseen emergency.
When the unexpected happens you may need a loan to get you through. Whether you have to get a necessary car repair or funds to pay for holiday shopping a loan may be the only answer.
But for many Americans with bad credit loans aren't always easy to come by. This is especially true in Nevada where residents have lower than average credit scores.
Don't worry. You can still get a poor credit loan. Follow our smart borrower's guide to getting the funds you need.
Nevada Credit Card Cash Advance
Many people are unaware that their credit card might be the answer they need for a loan. If you are wondering how to get a loan with bad credit the answer may already be in your wallet.
Even with bad credit, many people on Nevada already have a credit card account. If you are unsure if your card has a cash advance allowance, contact your credit card company.
Your credit card offers a fast option for a loan.
What to Consider When Analyzing Potential Lenders
- Interest Rates - How much interest will the lenders be charging?
- Loan Fees - In some states lenders are allowed to charge fees because of capped interest rates. Be sure to pay attention to any loan fees being charged that are not interest.
- Loan Duration - When will the loan be paid off? How much time do you have and how much will it cost?
- Loan Payments - How many payments are you allowed before the full amount is due or paid off?
NV Payday Loans
If you have a stable track record of income from an employer you may have no trouble getting a payday loan. Even with bad credit, a payday loan is available if you can prove your steady income.
This is often as easy as showing a history of pay checks. You may also be able to get a poor credit loan directly from your employer.
Contact your human resources representative or payroll to ask if they can offer an advance.
Personal Loans in Nevada
A number of online services offer personal loans even for people with bad credit. Depending on the size of the loan, and your needs, you may have to agree to a fast repayment plan in order to qualify.
But, personal loans are often the best way to get through an unexpected event. You will have the cash on hand to meet the need and get over the hump.
Las Vegas | Reno | Carson City | Summerlin | Elko
Personal loans require an application that includes documents and additional information. However, for people with bad credit, this is often the best option.
Searching For a Poor Credit Loan
Many people looking for a poor credit loan don't have time to waste when it comes to getting their funds. And since there are scams and pitfalls out there it can often be confusing to know which way to turn.
On one hand, you need to rush. On the other, you don't want to get ripped off.
The good news is we can help people get poor credit loans in Nevada. You don't need to wait until you rebuild your credit score to get the money you need.
Whether you need a payday loan, personal loan, or home loan due to poor credit, our team will help.
Contact our team now to learn more about loans for people with poor credit.
What You Need to Get a Loan with Bad Credit in NV
- Proof that you are a Nevada resident
- Photo ID from a government entity
- Banking information with account number and routing
- Proof of your monthly income
Nevada Department of Finance Contact
3300 W. Sahara Ave., Suite 250
Las Vegas, Nevada 89102
Phone: (702) 486-4120
Fax: (702) 486-4563
Northern Nevada Examination and CPA Office
1755 East Plumb Lane, Suite 243
Reno, Nevada 89502
Phone (775) 688-1730
Fax: (775) 687-5523
1830 College Parkway, Suite 100
Carson City NV 89706
Phone: (775) 684-2970
Fax (775) 684-2977