$300 Loan with Poor Credit
Get a $300 loan even if you have poor credit. Lenders are standing by to process your application and hopefully make you a small credit offer for 300 dollars or possibly even more. When you need money fast then give us a try.
How to Borrow $300 Fast
Our lenders specialize in getting people approved for short term loans that have installment monthly payments. If you have had financial issues in the past and now need to get money fast. Complete our short application and we will attempt to match you with a lender that could have you approved in minutes. A bad credit $300 loan is an expensive form of credit, but it may be better than no credit at all.
Where to Get a Bad Credit $300 Loan?
Bad or poor credit is a term usually reserved for people who have a 600 credit score or lower. Above a 700 credit score is considered pretty good and anything above 750 is very good.
If you have had some financial trouble in the past that reflect poorly on your credit score, we may still be able to help you get approved for a small loan. Our lenders are more concerned with your ability to repay that personal loan. Apply with us today and we will attempt to match you with a secure direct lender.
Compare Interest Rates, Monthly Payments, Secure Lenders
Before you make any financial decisions, be sure to compare all the information available. Analyze interest rates, monthly payments, and the credibility of the lender. We have already pre-screened all lenders in our network.
Can I Get a Direct Deposit?
As long as you have an open checking account you should be able to receive a direct deposit once you are approved for a loan. All transfer terms are between you and the lender. Be sure it you understand when the money is going to be sent to your account.
How Does the $300 Loan Process Work?
First you will need to complete our short term loan application. Then we try to match you with one of our many lenders. If we are successful, you will immediately receive a bad credit 300 dollar short term credit offer. You decide if the terms and interest rate are right for you. If you wish to move forward, agree to the terms and conditions. Money will be transferred to your account per the agreement.
There are all kinds of reasons people need short term loans. Many your car or truck broke down and needs a new starter, or maybe your power bill ended up $100 more than you thought it would because you forgot to turn down the heat when you left for a couple weeks. Whatever the reason you need to come up with some cash fast, we are here to help. Our only goal is to help you get approved. Spend the money any way you desire.
Expect Professional Service
Our lenders are professionals and have been in the business for many years. You can expect professional an courteous service. Your application will be handled immediately and you should have your answer in minutes.
What is Required to Get a $300 Loan?
In order to be considered for a small loan:
- Must be 18 years old.
- Must have an open and active checking account.
- Must have a solid monthly income.
- Must have a residential address.
The more money you make and the longer you have had your job, will be contributing factors determining how much you can borrow. Also where you live can play a major part in the loan approval. Some states prohibit short term loans.
Will a Lender Loan me $300 with Bad Credit?
You may still be able to qualify for a $300 loan even with bad credit. Lenders in our network do not check your FICO credit score. So if you have bad credit history it will not be part of the lending decision. This does not guarantee you will be approved but your credit score with the 3 main credit bureaus will be ignored. We have direct lenders standing by and are prepared to loan 300 dollars and direct deposit the funds in your bank account.
I Just Started a New Job, Can I Still Qualify?
If you have been employed at your new job long enough to receive a paycheck that you can prove either with a stub or a bank statement, you should be eligible to borrow 300 dollars. You are required to have a steady monthly income. Obviously, the longer you have been at your current job, the more comfortable lenders are to loan money. However, with our large network of lenders, we still may able to get you approved if you just started a new job.
All the lenders in our network are direct lenders. We streamline your application process. So instead of completing 100 applications at different websites, just complete one with us and we leverage our vast network of financial companies to try and get you approved.
How Does the Online Loan Process Work?
- Complete the application.
- We attempt to match you with a lender that will fund the loan you request.
- If we are successful you immediately receive an installment loan offer.
- Review the loan offer.
- Accept or Decline the offer.
- If you accept installment loan, the fund will be sent direct deposit to your account.
- All loan terms are between you and the direct lender.
What is an Installment Loan?
An installment loan has equal monthly payments. Unlike a payday loan, where you have to repay the balance of the loan on your next payday. With an installment loan you have a set number of payments to repay the funds. Our lenders use the installment loan format. You can have up to 12 months to repay the amount borrowed plus interest. The amount of interest charged will be between you and the lender. We are not able to quote interest rates because we are not a lender.
Do I Need a Bank Account? Can I Use a Card?
In order to receive a $300 loan you will be required to have an open and active checking account. Prepaid cards are too easy to open and close and do not offer enough security to online lenders. Having an open checking account shows lenders that you can manage your finances and are not over drafting your account and have to close it.
Only Borrow the Money You Need
If you do not need 300 dollars, then do not borrow the maximum amount that lender is willing to lend you. Every dollar you borrow is a dollar you have to pay back with interest. Be intelligent when it comes to short term credit. It is usually expensive and should only be used as a convenience and not a long term budgeting plan. Save a little every month and you can be your own bank when you need to borrow money.
Budget for $300 Loan Monthly Payments
When you borrow $300 online you need to adjust your budget to handle the monthly payments that you are now responsible for. These payments will likely be at least a couple hundred dollars each, so you may need to make some cut backs in other areas of your life to make room.
All loan terms are between you and the lender that may offer you short term credit. We have no access to the interest rate, loan duration, payment amounts, or annual percentage rate (APR). Not all lenders are able to offer you the amount you request. Annual percentage rate may be dictated by the laws of the state where you reside. This may limit your ability to access credit. All lending decisions are made by lenders, not us. Read all terms and conditions provided by the lender prior to accepting a legally binding loan agreement.
Short term credit is not a long term financial solution. It should only be use in an emergency until a less expensive option is available. Void where prohibited.
We receive compensation from lenders for providing your information in an attempt to help you get a funded by one of these lenders. We make no guarantee you will receive the amount you request on your application or that you will receive any loan offer with specific terms. Everything on our website should be considered an advertisement that we may be compensated for.
Most of the lenders in our network do not use a typical credit check, meaning with the 3 main credit bureaus. They may review an personal loan industry specific report such as DataX or Teletrack.
Services on our website are free to use. You will not be charged to submit an application. Installment loans and payday loans should be use only as a temporary solution.
Must be 18 years old to apply and be a full time citizen of the United States.
If you have any complaints about a lender you can contact the Consumer Financial Protection Bureau (CFPB) at:
Mail a complaint
Consumer Financial Protection Bureau
PO Box 2900
Clinton, IA 52733-2900
or call: (855) 411-2372