Our Services and Products
At PoorCredit.org we help those individuals that have a bad credit score, pending loans, or just anyone that is in need of money. Anyone looking for help? We have just the people to help you out of your problems. Our trusted lenders have passed all our requirements and are available to help you cover your expenses for a set time duration. We are here to help people pay their bills and obligations. We also specialize in assisting those that have very poor credit which is impacting them financially and in their everyday lives.
We try to provide helpful articles and information to help educate folks who may have poor credit. We also provide access to financial products that people need everyday. You can get more information on personal loans, credit cards, home loans, auto loans, and many other services.
Having a poor credit is scary and most likely haunts those that are dealing with this situation. Never being able to buy a house, let alone a car can sometimes become very stressful. Being rejected by banks, and credit card companies can lead you into depression. But no need to worry if you have a poor credit score. We are always here to help; we collaborate with different companies that are willing to help those individuals looking for a loan but no other company is granting them one. We have people to guide you through the entire process until you’ve been approved.
At PoorCredit.org, we believe that no matter the circumstances we must find a legal way to help our clients. We strive to achieve 100% client satisfaction and become the best I our field. We have trained professionals that help you throughout the entire process of. We work with only trusted and vetted loan companies that respectful and courteous.
Experts and Authors
We have expert writers and have spend years in the financial industry. Many have degrees are also practitioners of finance.
Allison is our resident expert that writes many of our articles. She has many years experience in the financial industry as well as superb writing skills that help people understand complex issues. She has been a resident of Oregon for many years and worked for several loan companies. She has the expertise and knowledge to help explain almost any financial instrument. Check out her Linkedin page.
All loan terms are between you and the lender that may offer you short term credit. We have no access to the interest rate, loan duration, payment amounts, or annual percentage rate (APR). Not all lenders are able to offer you the amount you request. Annual percentage rate may be dictated by the laws of the state where you reside. This may limit your ability to access credit. All lending decisions are made by lenders, not us. Read all terms and conditions provided by the lender prior to accepting a legally binding loan agreement.
Short term credit is not a long term financial solution. It should only be use in an emergency until a less expensive option is available. Void where prohibited.
We receive compensation from lenders for providing your information in an attempt to help you get a funded by one of these lenders. We make no guarantee you will receive the amount you request on your application or that you will receive any loan offer with specific terms. Everything on our website should be considered an advertisement that we may be compensated for.
Most of the lenders in our network do not use a typical credit check, meaning with the 3 main credit bureaus. They may review an personal loan industry specific report such as DataX or Teletrack.
Services on our website are free to use. You will not be charged to submit an application. Installment loans and payday loans should be use only as a temporary solution.
Must be 18 years old to apply and be a full time citizen of the United States.
If you have any complaints about a lender you can contact the Consumer Financial Protection Bureau (CFPB) at:
Mail a complaint
Consumer Financial Protection Bureau
PO Box 2900
Clinton, IA 52733-2900
or call: (855) 411-2372